You probably needed $50 and were willing to pay $60 on payday.

Imagine a platform where people who need $50 can connect with others willing to lend them money—but with a twist. For example, someone might say, “I’ll lend you $50, and you’ll pay me back $60 on payday.” As the company facilitating this, we take a small $3 fee for making it happen, leaving $7 for the lender. Everyone benefits—fair, right? If not, tell us why, because we're open to ideas!

They are lent $50
They pay $60
You get $7
We take $3
Is that fair?

How It Works:
Trust and Verification:
To use the platform, borrowers must link their bank account. This ensures a secure process for both deposits and withdrawals, so we can automate repayment directly after their payday. We understand how banks handle deposits, so we’ll work with timing to make it seamless for everyone.

Bank account required
Future Payment is withheld

Dealing with Scammers:
Yes, we understand the fear of scams. Unfortunately, bad actors exist. But here’s the good part: our system will highlight and celebrate trustworthy borrowers who consistently repay on time. These individuals will earn better reputations and rewards. Likewise, lenders who generously support others will earn recognition. It’s a community built on trust and accountability.

Fosters trust among community
Symbols of honor and victory

Resolving Issues:
If something goes wrong, we’ll step in to make things right. Our priority is fairness and fostering a trustworthy environment. Even if it costs us in the short term, maintaining trust is the foundation of this platform.

Trust is important to us
Trust is a foundation

Future Features:
Down the road, we could introduce riskier investments. For example, lenders could choose to support borrowers with lower trust scores for higher returns. Those who take these risks could earn “trust points,” climb leaderboards, and show off badges to celebrate their contributions to the community.

People can change
Recognize people who recognize change

This isn’t just about loans—it’s about creating a new way of doing business, one rooted in trust and mutual benefit. The platform is ready to launch, but to move forward, I need to show banks that people are interested. The more support we get, the sooner we can bring this idea to life.So, if this resonates with you, spread the word! Tell your friends about a platform that could help a lot of people and change how we think about lending and borrowing. Let’s build a community of trust, one connection at a time.

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Thank you!

Chris Barkhurst

Sincerly Thanks You